Rate Disclaimer

Real Estate Broker, CA DRE. All rates and fees are subject to change without notice. All rates quoted are for 1st trust deeds and properties located in California. APR assumptions: 780+ FICO, primary residence, purchase, single family residence, $800,000 mortgage for conforming loans, $1,200,000 for high balance loans, $1,500,000 for jumbo, assets-as-income, and bank statement loans, 60% loan-to-value. For DSCR loans, assumptions are: 780+ FICO, investment property, purchase, single family residence, 0.75 DSCR and $1,000,000 mortgage. For loan products with reduced income documentation requirements, there may be a higher interest rate, more points, or more fees than other products requiring income documentation. APR on ARMs may increase after consummation. Residential ARM information: 30-day-average SOFR index, 2.75% margin, 5/1/5 caps, 30-year term. Lock period for all quoted rates is 30 days. This is not a credit decision or a commitment to lend.